We offer Chapter 7 representation for the low cost of $985. We can file your Chapter 13 with as little as $250 down (the balance is paid through the Chapter 13 plan). Our low cost flat fees include: a comprehensive credit report; filing fees ($335 for Chapter 7 or $310 for Chapter 13); and the costs of the required credit counseling courses.

Our approach

First, we advise you about whether bankruptcy is right for you. If so, we assess your situation to determine whether Chapter 7 or Chapter 13 is the best avenue to take. You can expect being informed about all of your options, and about what has to be done to succeed in bankruptcy. All of which is offered at no charge to you, at convenient times over the phone, and via email.

Read More about how we approach your case. Call  us at 859-445-5495, or email us. Contact Us

Once you feel confident with taking the next step, we gather more financial information and start working on getting you the relief that you need.  We work  at your pace, offer payment plans that work with your individual situation, and always make time to answer your questions.

If you are facing an emergency, read more about EMERGENCY BANKRUPTCY and CALL US NOW at: 859-445-5495.  (We mean it).

Once you file for bankruptcy, creditors stop calling, which allows the peace of mind that you need to focus on what matters most —  your family, health, career, and finances. We deal with your creditors directly, so that you don’t have to.